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  • Holly Keller

Why Should You Work With a Title Agency?

Updated: Jun 9, 2023

two people shaking hands with a contract, pen, phone, laptop, and wooden house on desk

You may be excited to put in an offer on a piece of real estate and fast-forward to the part where you take ownership of it. However, between point A and point B, there is a lot that takes place. Without a title agency to see you through it, headaches and frustrations are sure to abound.

Real estate transactions can be complicated - especially if this is your first time going through the process. Depending on the transaction, there are many steps that need to be followed, documents that need to be drafted and signed, and title insurance that needs to be purchased.

Are you still contemplating why you should work with a title agency? Below you will find all of the reasons why you should take that step.

Ensure a Clear Title

When you purchase a home, you want to make sure that you are not getting any unwanted encumbrances on your title. When you work with a title company, a title examiner will do a deep dive into all types of property records. This will ensure that the seller has the right to sell the property and that there are no issues, such as judgments, liens, outstanding taxes, bankruptcies, easements, and so forth on the title.

The title company will either let you know that the title is clear and it is safe to move forward with the sale – or that there are issues that need to be cleared up before you close on the property.

Gain Protection from Title Insurance

It is possible for things to pass by undetected during a title search. Though, when this happens, your ownership rights may be at risk.

A title insurance policy protects you when these issues are missed. Should something come to light in the future, you can have the confidence that it will be handled on your behalf. After all, they can be lengthy and costly to fight - and are definitely something you do not want to try to handle on your own.

If you want protection from a title insurance policy, then you are going to need a title company.

A Safe, Secure Transaction

From the initial contract through the closing, you can expect an experienced title team to bring you through the transaction safely and securely.

Title companies protect everyone involved in the transaction. They are a neutral third party that makes sure all of the bases are covered, such as ensuring that contracts are upheld and that no money changes hands until any and all requirements and/or conditions have been met.

What’s more, due to the nature of the transaction, title companies take security seriously when it comes to handling private information, including bank account information, loan information, social security numbers, and so forth.

A Hassle-Free Experience

There is so much involved in a real estate transaction, including so many different actions, people, and documents that need to be addressed. Having someone to guide you through all of it and keep things neatly organized can make a huge difference in your entire experience.

A title company will keep you in the loop throughout the process, giving you updates, preparing and organizing closing documents, and securely holding funds in escrow.

You will find this is the easiest route to a successful, hassle-free closing.

The Necessity of a Title Company

Is a title company a necessity? Absolutely. In most states, you will find that you are not legally required to work with a title company - but that doesn’t mean you don’t need one.

A lot can go wrong with real estate transactions of all types. Even the most basic transactions can reach snags in the process. So, to ensure that you have everything taken care of at every step along the way, you should work with a title agency.

Looking For a Title Agency?

While you may now understand the importance of having a title team on your side, it is important that you don’t just choose any title agency. You need one that has extensive knowledge of all types of real estate transactions so that you may have the smoothest experience ever.

Liberty Land Transfer is a Pennsylvania title company committed to creating long-term relationships. Our clients recognize our diligence, flexibility, and detail to service. Contact us to see why we’re the best title company for you.

At Liberty Land Transfer, Inc., we can meet your demand. To learn more, contact us today at (866) 216-9999.

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